Orchard Financial Advisers Limited is authorised and regulated by the Financial Conduct Authority. Orchard Financial Advisers Limited is entered on the Financial Services Register at https://www.fca.org.uk/firms/financial-services-register Number 946161 Registered in England and Wales: Orchard House Bridle Road Wollaston Stourbridge West Midlands DY8 4QE. Registered Number: 09338616 Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Are you ready to take the first step on the property ladder? This guide includes everything you need to know to get started:

  • Understanding your mortgage options
  • Key documents you need to prepare
  • How to assess your budget and borrowing potential
  • Step-by-step advice on finding your ideal home
  • Additional costs to consider
SEND ME THE GUIDE

DO THESE QUESTIONS SOUND FAMILIAR?

As a first-time buyer, you likely have a lot of questions. Here are some of the most common ones we hear:

  • How much can I borrow?
  • What type of mortgage is right for me?
  • What are the hidden costs of buying a home?
  • How do I know if I’m eligible for a mortgage?
  • What deposit do I need as a first-time buyer?
  • What’s the difference between a fixed-rate and a variable-rate mortgage?

If these questions sound familiar, don't worry, we're here to help! Book a meeting with one of our expert advisers at Orchard Financial Advisers and get personalised advice about your mortgage options.

At Orchard Financial Advisers, we do things differently. Established in 2021, we bring energy, personality, and genuine care to every client interaction.

As a fully independent firm, we search the whole of the intermediary mortgage market and work with a wide range of insurers to find the right solutions for you. Using the latest technology, we make the process fast, smooth, and stress-free - without losing the personal touch.

Whether you’re buying your first home or reviewing your protection, we’re here to offer honest advice and enthusiastic support every step of the way.


A FRESH APPROACH TO MORTGAGE ADVICE

Fancy a quick chat?

First Time Buyer Mortgages

GET IN TOUCHGET ANSWERS TO YOUR QUESTIONSSPEAK TO AN ADVISER NOW

We're here to help. Live chat with us now in the bottom right-hand corner.